Attention homeowners in Tampa and Hillsborough County: Need an appraisal?
Here are the top 7 reasons FL homeowners order from Maider Appraisals:
Need help determining the price of your house in or near Tampa, FL?
We at Maider Appraisals understand the special needs of a customer in need of appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. As our client, we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our conclusions.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your home because you probably have an emotional attachment to it. Our professional appraisers at Maider Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very important negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value opinion than yours.
Appraisals to cancel PMI
A popular money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. Maider Appraisals is seasoned in helping consumers just like you dismiss unneeded and unwanted PMI insurance.
Challenging property tax assessments
Lets say you live in a local area that's going down -- your local tax assessor may have your home overvalued. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. When contesting your property tax assessment, getting an expert appraisal from Maider Appraisals is your strongest weapon.
HELOC recently frozen?
Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow angle, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Maider Appraisals can help you reinstate your HELOC.
We Also Provide Field and Desktop Appraisal Review Services
Do you need an expert to double-check your appraisal for accuracy, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal you may have in your possession. While usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your house.