Attention homeowners in Tampa and Hillsborough County: Need an appraisal?
See the top seven reasons FL homeowners use Maider Appraisals:
Own a home in or near Tampa, FL and need help determining the price of it?
At Maider Appraisals, we understand the individual needs of a customer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value estimation than yours.
PMI Removal Appraisals
A fashionable way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experienced in helping clients just like you delete unnecessary PMI insurance.
Challenge property tax assessments
If you live in a local area that is going down or not appreciating as much as other houses close by, your local tax assessor may have your home overvalued. That means you're most likely paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Maider Appraisals is your number one weapon when contesting your property tax assessment.
HELOC recently frozen?
If your home is in or near a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be annoying from a cash flow angle, and detrimental to your credit score since it may appear as though that credit line is maxed out. An appraisal from Maider Appraisals can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a seasoned appraiser to double-check your appraisal for preciseness? In a field review we'll go out and check the subject and comps in question. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Maider Appraisals can We can assist you. While usually requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property.